DROWNING IN DEBT? LET US HELP YOU
A Chapter 7 Bankruptcy may be an option to end creditor harassment and give you the fresh start you need.
WHEN TO CONSIDER A CHAPTER 7 BANKRUPTCY
Generally, if you are being garnished (creditors taking money from your paycheck), tired of dealing with creditors, unable to pay creditors, or struggling with your debt, a Chapter 7 Bankruptcy may be right for you. There is no “one size fits all” solution. Each client’s case is unique and often requires a different approach. It is important you speak to an attorney for a full case review to see if Bankruptcy is the right choice for you.
WHAT IS A CHAPTER 7 BANKRUPTCY?
A Chapter 7 Bankruptcy is what most people are familiar with in the event of a bankruptcy. A Chapter 7 Bankruptcy is generally a 120-day process where you can eliminate most debt you currently have (exceptions apply). In order to eliminate your debt, a Trustee is appointed to review your assets and to sell assets that are not exempt (protected) by filing a bankruptcy. In most cases, assets clients possess are protected, meaning you do not have to turn it over to a Trustee. After approximately 120 days, you receive a discharge, which means the debt you have has been eliminated and you are rewarded with a fresh start.
WHAT ARE THE BENEFITS OF FILING A CHAPTER 7 BANKRUPTCY?
- Stop wage garnishments
- Stop creditor phone calls, emails, and mail
- Stop Lawsuits and Legal Actions
- Stop collection calls
WHAT DO I NEED TO DO TO FILE MY CASE?
WHAT SOME OF OUR CLIENTS ARE SAYING ABOUT US:
Parham and his entire team have been great about responding to messages and communicating with me about my case status throughout the entire process. They are more than willing to answer our questions and spend time to make sure that we adequately understood the answers. Not only would I recommend Parham to any family and friend, I'd use them again, without any hesitation.
Parham was awesome to work with! Super up front, no games or misspoken words. He represented not only myself but himself, better then I could of hoped. He was a true team player and has a client first mentality. I felt confident in my situation because of his confidence and honesty. He will definitely be my first call or recommendation when ever the time comes!
My family and I were hit by a drunk driver a few days before Christmas, Parham came recommended by a family member and we are so grateful we hired him! He was incredibly prfessional and kind explained all of the prcesses we went through very clearly for us. We really felt like he had our best interest at heart and we couldn't have been happier with our experience with him.
Definitely would recommend him!
Contact us for a Free Consultation:
Speak to an Attorney Today: 602-910-7525
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